WHO CAN APPLY FOR CREDIT?
You must be at least 18 years of age and not be considered incompetent or under guardianship.
The purpose of your application for credit must not be made, directly or indirectly, for any illegal, prohibited, criminal, fraudulent, money laundering or other act considered in bad faith by the lending company, in its sole and absolute discretion.
You are required to disclose your full identity.
You cannot impersonate someone else.
You have not had an application declined or an account closed with us within thirty (30) days prior to this credit application.
INFORMATION COLLECTION AND USE
To process your credit application, as mentioned above, the lending company must verify your information. The type of information collected depends on the information you provide and how you use the lending company’s website. You hereby understand and agree that at the time a credit application is made, the Lending Company collects application content, communications and other information you provide, including when you create an account, create or share content, or communicate with or send messages to members, officers, directors, agents or partners of the Lending Company. This may include information in or about the content you provide (e.g., metadata), such as the location of a photo or the date a file was created. You expressly consent to the fact that all information so collected may be used by the lending company in connection with the processing of your credit application and may be passed on to any other affiliated company, service provider or other related companies for the purpose of investigating or aggregating your data. Your data may become part of a database maintained by the Lending Company, any of its affiliates, service providers or other related companies for the purpose of processing and investigating credit applications, under the above or other conditions, and may be retained indefinitely by the Lending Company and any of its affiliates, service providers or other related companies for this purpose. and purpose. Translated with www.DeepL.com/Translator (free version) Data may be shared with public or legal authorities, when ordered by law and/or a court of law.
CREDIT APPLICATION AND DISPUTE MANAGEMENT JURISDICTION
The lending company is a company doing business in the province of Quebec in Canada and any acceptance of the credit application will be considered to be made in the province of Quebec in Canada, notwithstanding your place of residence or the place where your application was made. You agree that, in the event of a dispute, the laws of Quebec and Canada shall apply and that any dispute shall be heard in the jurisdiction of the Province of Quebec, Canada, in the legal district of Montreal, to the exclusion of any other jurisdiction and any other district.
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